19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More

Beware of Falling Minimum Payments

If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More

Credit Repair Scams

"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More

Debit Card vs. Credit Card, What Are The Differences ?

Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More

How Healthy Is Your Credit

There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More

In The News:


Inc.com

Jump in New Credit Cardholders
Inc.com
The last year saw a 14 percent increase in the number of new credit cards issued. Good news for retailers: The number of new cards issued to consumers rose by 14 percent in 2011, bringing the number to 42.3 million, reports the Associated Press.
U.S. Credit Card Delinquencies May Be On The RiseNASDAQ
TransUnion: National Credit Card Delinquencies End 2011 Nearly 5% Lower Than ...MarketWatch (press release)
TransUnion: 4Q Credit Card Delinquencies Book Lowest Year-End Rate Since '95Wall Street Journal
Washington Post
all 112 news articles »

Bloomberg

CREDIT MARKETS: Greece Spurs Treasurys; Corporate Demand High
Wall Street Journal
Fitch earlier Wednesday cut its credit rating on Greece to single-C from triple-C, while the euro zone's two other debt-troubled members--Portugal and Ireland--have already started to gather more attention. "It seems like very little has really been ...
Money Shower Washing Dirt Off Junk BondsMinyanville.com

all 221 news articles »

ABC News (blog)

Credit Card Disclosures: Effective or Not?
ABC News (blog)
Do credit card disclosures influence consumers' financial behavior? And if so, do they influence it for the better or the worse? Today the Consumer Financial Protection Bureau meets to discuss the credit card marketplace, a year after the effective ...
Credit Card Debt is Up, Consumer Wages Are Not: If You Are Taking On Debt ...Seattle Post Intelligencer
Charlotte consumers' credit-card debt down 8 percent in 2011Charlotte Business Journal
The State of Credit Card Debt in AmericaDebtmerica Relief (blog)
Worcester Business Journal -Bradenton Herald -The Birmingham News - al.com (blog)
all 51 news articles »

PennantPark Investment Corporation Increases Credit Facility to $380 Million
MarketWatch (press release)
NEW YORK, NY, Feb 22, 2012 (MARKETWIRE via COMTEX) -- PennantPark Investment Corporation (the "Company") (NASDAQ:PNNT) announced today that it has entered into an amended and restated, multi-currency, senior secured revolving credit facility (the ...

and more »

Restitution Gap in Massive Credit Card Scheme Case
ABC News
Attorneys for a Canadian man convicted in what investigators said was one of the largest credit card schemes in US history tediously denied Wednesday that he owes nearly $750000 in restitution by challenging dozens of his alleged victims one-by-one in ...
FARGO: Attorneys argue over restitution in massive credit card fraud caseGrand Forks Herald

all 21 news articles »

Bloomberg

Ex-Credit Agricole Banker Claims Threats, Betrayal in Bonus Case
San Francisco Chronicle
22 (Bloomberg) -- A senior investment banker at Credit Agricole SA told a London tribunal he was threatened and asked to quit after reporting his manager to human resources. Edward Willems, the French lender's former deputy head of fixed-income markets ...
Edward Willems, Whistleblower, Sues Credit Agricole Over 'Inappropriately Low ...Huffington Post

all 11 news articles »

Moneycontrol.com

TEXT-Fitch rating criteria for single-, multi-name credit-linked notes
Reuters
Link to Fitch Ratings' Report: Global Rating Criteria for Single- and Multi-Name Credit-Linked NotesFeb 22 - Fitch Ratings has published an updated criteria report for rating single- and multi-name credit-linked notes. The new criteria report replaces ...
JC Penney's Credit Worthiness DowngradedNBC 5 Dallas-Fort Worth
Fitch drops JC Penney's credit rating to "junk"CBS News
Fitch Publishes Global Rating Criteria for Single- and Multi-Name Credit ...Business Wire (press release)
Dallas Business Journal -MarketWatch (press release)
all 113 news articles »

Iamgold Increases Unsecured Credit Facility To $500 Mln - Quick Facts
NASDAQ
TO) announced that it has received commitments from its bank syndicate to increase its existing unsecured revolving credit facility to $500 million and its Letters of Credit revolving credit facility to $75 million. In addition, the Company's wholly ...
IAMGOLD increases unsecured credit facility to $500 million and Letters of ...Sacramento Bee

all 16 news articles »

Tax credit gets Senate approval
DesMoinesRegister.com
The Iowa Earned Income Tax Credit was passed on a bipartisan vote. This working family tax cut will put more money in the pockets of families that are home to 37 percent of Iowa's children. The legislation, if passed by the House, will also help local ...

and more »

Toronto Star

Greek Credit Downgraded Even With Bailout
Voice of America
February 22, 2012 Greek Credit Downgraded Even With Bailout VOA News The Fitch financial services company is again downgrading the credit rating of Greece, saying that the debt-ridden country is "highly likely" to default on its financial obligations ...
Greece's credit rating downgraded further into junk statusToronto Star
Fitch cuts Greece's credit rating two notches to 'C'Economic Times
Greek credit rating downgradedRadio New Zealand
BusinessWeek -Forbes
all 1,162 news articles »
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All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA

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Consumer Credit Reports

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Credit Problems? Heres How to Manage Your Creditors

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Identity Theft ? Who Would Want Mine?

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Bankruptcy Myths Busted

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Commercial Collections: Business Finance Booster Shot

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Which Business Credit Cards with Reward are the Best?

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Why Does Your Credit Card Rate Keep Going Up?

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Making Sense of the Information in Your Credit Report

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Finding the Right Credit Card

There are so many credit cards out there to choose... Read More

Restore Your Credit Rating And Reduce Your Debts

Your credit rating affects many areas of your life. Opening... Read More