Future Secured? Oh Really?

A headline for a retirement annuities flyer declares "Future Secured!" Was your reaction like mine? Yea, sure!

Is our financial future ever that secure? Maybe for a few. But for the majority of us this is not true. Stock market changes, health costs and inflation fears all contribute to a sense of insecurity

You may have a good retirement pension and 401k plans but is it enough? How much control over our financial security do we have?

There are some things we all can do to feel more secure. Reducing debt is a good place to start.

Paying down credit card balances, car loans and home mortgages are good goals to work toward.

And saving or building a nest egg is helpful too. In fact, if you're paying down your home mortgage, you may also be building equity in your property which is a form of savings.

Another way to save is to reduce your cost of living. Nearing retirement means you are no longer tied to a certain location.

If you can find a town you like that has lower cost of living including home prices, you could moving there. Maybe invest in a place as a rental or vacation home until you're ready to move into the property

There are many places out there that may be your perfect retirement get-away. Do a little research on the internet. Find those hidden treasures. It's worth the effect.

Dot McLeod is webmaster for http://www.best-towns-to-retire.com with many resources on retirement planning.

In The News:


Better Links Directory


Personal Debt Reduction Practices

Personal debt reduction practices, the steps people take to relieve... Read More

Individual Voluntary Arrangements- A New Alternative to Bankruptcy

This May, the Department of Trade and Industry in the... Read More

The New Bankruptcy Law -- How Will It Affect Debt Negotiation?

In April 2005, Congress made sweeping changes in U.S. bankruptcy... Read More

Going Bankrupt in the World

It all starts by defaulting on an obligation: Money owed... Read More

The 7 Secrets to Getting?and Staying?Out of Debt

As vice president of the American Credit Foundation, a nonprofit... Read More

Are You Beating Up On Yourself About Debt?

When you hear the word "debt", whats the first thought... Read More

How to Protect Yourself: Debt Collections

So you are getting collection calls? You're desk is full... Read More

Credit Card Debt: How to Get Rid of It

This method is simple, but requires some discipline.First, you have... Read More

Bouncing Back from a CCJ

Should you be unfortunate enough to face a CCJ ?... Read More

The Five Most Popular Questions About Bankruptcy

WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law,... Read More

Tips For Saving Money

Still living from pay to pay? Or envying those great... Read More

Is Independence Overrated?

Happy Independence Day from The Money Motivator!If you don't celebrate... Read More

Use A Debt Checklist To Examine Where You Are

A Debt Checklist allows you to look at items and... Read More

The Simple $10 Debt Elimination Solution

Ask a friend what resolutions they made for 2004 and... Read More

Help for the Single Mother with Managing Credit and Debt

Today's consumers benefit drastically from the usefulness of credit. Credit... Read More

Budget the Luxuries First!

Strictly speaking, his advice was preceded by another Heinlein maxim... Read More

Five Major Ways to Save Money

There are two main roads to improving your personal finances:... Read More

The ONE Law You Should Be Breaking

There is a law all smart people break.Parkinson's law.Parkinson's law... Read More

Debt Elimination 1

If you have multiple debts, you may well be wishing... Read More

Free Quick and Easy Money Saving Tips ? Part 2

Although many consumers would argue differently saving money doesn't have... Read More

Help to Get Out of Debt

Debt Help is the stepping stone to debt elimination and... Read More

Bankruptcy As An Option

If your financial worries are preventing you from sleeping at... Read More

Do It Yourself Debt Relief

With mounting bills and unforeseen hardships, you may be considering... Read More

Bankruptcy - Is It The Right Choice For You?

Bankruptcy is one of the tougher choices we as adults... Read More

Should You Join a CCCS - Consumer Credit Counseling Service for Debt Relief and Financial Freedom?

Do You Need to Join a CCCS - Consumer Credit... Read More